Not only can the structure of your home be compromised if a tree.
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For example, say your car is damaged after hitting a deer. It will cost 2, to repair your vehicle. If your comprehensive coverage has a deductible of, you'd paytoward your vehicle's repairs, and your insurer would reimburse you for the remaining 1, On the other hand, say your car is totaled after you hit a deer.
Updated: October Many experts recommend reviewing your insurance needs every year or so - sooner if you experience life changes that could affect your policy. That way, you can make sure your car insurance coverage fits your current needs and life situation. If it's time for you to do an auto insurance tune-up, here are four things to think about as you assess your policy.
A. If the tree damaged your home, a homeowners insurance policy may help cover the cost of repairing your house as well as removing the fallen tree branches, the III says.
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But if the tree fell without causing damage to a structure on your property, homeowners insurance likely won't cover the cost of removing the debris, according to the III.
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In some cases, an insurance company may require you to keep your vehicle in storage for a minimum amount of time, such as 30 days, before they approve your request for comprehensive-only coverage.
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